Certificates of Deposit
$500-$49,999
APY
   > $50,000
APY
3 Month CD
 0.15% 0.15% 0.15% 0.15%
6 Month CD
 0.25% 0.25% 0.25% 0.25%
12 Month CD
 0.45% 0.45% 0.45% 0.45%
18 Month CD

0.35%

 0.35% 0.35% 0.35%
24 Month CD
 0.55% 0.55% 0.55% 0.55%
30 Month CD
0.55% 0.55% 0.55% 0.55%
36 Month CD
 0.75% 0.75% 0.75% 0.75%
48 Month CD

1.05%

 1.05% 1.05% 1.05%
60 Month CD
 1.24% 1.25% 1.24% 1.25%
         
 

As of
January 30, 2012

FDIC Insured
APY= Annual Percentage Yield
Rates Subject to Change Daily
Jumbo accounts (>$100,000) subject to management approval
**$500 Minimum Balance on all CD and IRA accounts
Early Withdrawal Penalty on all Certificates of Deposit
Interest Compounded Quarterly on CD's

This is provided for information only. Contact OCB for current rates.
OCB is not obligated to honor any errors or ommissions in posted rates on its website.

**FDIC deposit insurance has extended their temporary increase from $100,000 to $250,000 per depositor through December 31, 2013.