Checking
 Simply Free Checking
A checking account that's simple and free...
*No minimum balance
*No per check fees
*First 50 checks free
*Free check imaging
Value Checking
This account pays interest and offers valuable savings when you turn to OCB for your loan needs!
*No monthly fee with a $1000 minimum balance
*Higher interest rates for higher balances
You may also qualify for:
*A one-time bonus CD rate certificate
*A rate discount on a new OCB loan
*A closing cost discount on closing costs when you open an OCB Home Equity Line of Credit
*$4 per month fee for balances that fall below minimum balance
Premier Checking
If you keep a larger balance in your checking account and want the best package of benefits you can find, OCB Premier Checking is perfect for you! It pays interest on your entire balance, includes our very best package of banking services, and offers extra club program benefits such as:
*No fee travelers checks
*No fee money orders
*Free notary service
*Free personal-size Safe Deposit Box for one year (subject to availability-new rentals only)
*Identity Watch
*Free Credit Card registration
*Free Living Journal software download, as well as our exclusive Loyalty Reward Program!
*Minimum Balance Fees Apply- contact us for details
Savings & CD's
Statement Savings
The simple approach to savings, this account has a low $25 minimum balance and pays interest on balances over $100. STAR ATM Card convenience is available too!
Value Savings
This account also has a low $100 minimum balance and pays interest on balances over $100 - and higher balances earn even higher rates.
Premier Savings
If you tend to keep larger balances, consider this account, which pays higher rates as your balance grows.
Certificates of Deposit
Earn higher rates of interest with a variety of Certificate of Deposit choices. Maturities range from 3 months to 5 years.
Kangaroo Kids Club
Teach your kids (or grandkids) the value of saving, with an account that has built-in incentives to save, along with rewards for good grades.
Christmas Club
What a great way to plan for the holidays! Put a little aside each week, and you'll get a nice check just in time for holiday shopping.
Individual Retirement Accounts
Start saving for your retirement today with an IRA Certificate of Deposit.
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